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Benefits

CSU Retirement Programs

Whether you're a full-time employee, part-time lecturer, or temporary staff member, Fresno State offers retirement programs to support your long-term financial security. Learn how your role determines which plan applies and how to make the most of your benefits.

CalPERS Plan

Lifetime pension benefit for full-time and eligible part-time employees based on your service and salary.Learn About CalPERS

PST Retirement

A mandatory retirement savings plan for part-time, seasonal, or temporary employees who aren’t eligible for CalPERS.Explore PST Plan

Supplemental Retirement Plans

Voluntary Supplemental Retirement savings plans—like 403(b), 401(k), and 457(b)—to help you grow additional retirement income beyond your pension.Start Saving

CalPERS Retirement (Full-Time & Eligible Part-Time Employees)

CalPERS is a defined benefit pension plan that provides eligible employees with a secure monthly retirement income. Your benefit is based on your years of service, age at retirement, and highest salary.

Key Features:
  • Enrollment is automatic for eligible employees
  • Monthly pension for life after retirement
  • Survivor and beneficiary protection
  • Disability retirement benefits available
Helpful Resources:
Eligibility Note: Most full-time and part-time employees working at least half-time for one year or more are enrolled in CalPERS.
View Full CalPERS Retirement Details

PST Retirement Program (Part-Time, Seasonal, Temporary Employees)

If you're not eligible for CalPERS, you'll automatically be enrolled in the PST Retirement Program. This plan helps part-time, seasonal, and temporary employees save for retirement through pre-tax contributions to a 457(b) plan, managed by Savings Plus.

Key Features:
  • 7.5% of wages automatically contributed on a pre-tax basis
  • Funds go into a 457(b) retirement savings account
  • Replaces Social Security contributions while employed in a PST position
  • Account is managed by Savings Plus (State of California)
Helpful Resources:
Learn More About the PST Plan

Voluntary Retirement Plans

Want to boost your retirement savings? CSU employees can contribute to optional 403(b), 401(k), and 457(b) plans—on a pre-tax or Roth (after-tax) basis. These plans are designed to supplement your CalPERS pension and help you reach your long-term financial goals.

Available Options:
  • 403(b) Plan through Fidelity
  • 401(k) and 457(b) Plans through Savings Plus
  • Pre-tax and Roth (after-tax) contributions available
Why Participate?
  • Choose from traditional (pre-tax) or Roth (after-tax) savings
  • Customize your investments
  • Great way to save more beyond your CalPERS pension
Get Started:
Explore Voluntary Supplemental Retirement Options

Ready to Retire?

Planning to retire soon? Start by connecting with HR Benefits to review your options and ensure a smooth transition.

What to Do:
  • Notify your manager and HR Benefits 90 days in advance
  • Schedule a retirement counseling appointment with CalPERS
  • Submit required forms to CalPERS and Fresno State
Ready to take the next step? Reach out to your assigned Benefits contact below to set up your retirement planning appointment.
Already Retired? Visit the CSU Retirees Site!

Last Name A-L

Debra Penner
Benefits Analyst
dpenner@mail.fresnostate.edu
555.278.4657

Last Name M-Z

Sarah Confer
Benefits Manager
sarahconfer@mail.fresnostate.edu
555.278.8237