ARAG legal insurance protects you when legal issues happen. Like fighting a traffic ticket, calling out a contractor who botched a home remodel or purchasing a car that turned into a lemon. A network attorney is only a phone call away for professional legal guidance and representation for these situations – and much more. And when you work with a network attorney, their fees are paid in full for most covered legal matters, saving you time and money. The cost is $17.70 a month via payroll deduction. Employees can only enroll during open enrollment. If prompted, please provide policy ID number 19061csu. To learn more about this plan and enroll, go to the website​ or call (800) 247-4184.

New for 2026: we’re enhancing the legal insurance plan with new services to address legal and caregiving needs for your parents and grandparents.​

Health Care Reimbursement Account Plan​

This plan allows you to set aside a portion of your pay on a pretax basis to reimburse yourself for eligible health, dental and vision care expenses for you, your spouse/registered domestic partner and eligible dependent(s). You may contribute up to $3,300 for 2026 plan year through payroll deduction.

Enrollment in the Health Care Reimbursement Account (HCRA) is required each year along with your designated contribution amounts. The 2026 monthly maximum is $275. ASIFlex is the claims administrator for this plan. 

Learn more about the HCR​A plan in the brochure.​​

Debit Card

The ASIFlex Card (a limited use pre-paid debit card) provides an easy way to pay for out-of-pocket health care expenses for you, your spouse, and any tax dependents. The advantage of the card is that you do not have to pay with cash or a personal credit card. The ASIFlex Card will allow you to pay directly from your health care account and can be used at health care providers that accept VISA and certain retail merchants that inventory eligible health care products.

ASI Flex Mobile App

You can check your balance from the palm of your hand with the ASIFlex Mobile App! Submit claims from anywhere, anytime. The app is available to download in the Apple Store and Google Play.

FSA Store

Employees can purchase eligible products and services through the Flexible Spending Account (FSA) site, called FSAstore. The FSAstore has the largest inventory of FSA-eligible products and services on the web. It’s a website you can trust to provide competitive pricing and quick turnaround for Flexible Spending Account information and shopping. Cardless pay is now available through the FSAstore by simply choosing the ASIFlex Payment option during the checkout process. Most FSA debit cards, as well as all major credit cards are accepted. Please note: Although it accepts FSA debit cards, ASIFlex might require a receipt for your purchase to substantiate the claim.

Dependent Care Reimbursement Account Plan

The Dependent Care Reimbursement Account plan (DCRA) allows you to set aside a portion of your pay on a pretax basis to reimburse yourself for childcare expenses for your eligible dependent child(ren) under the age of 13. Additionally, if you have an older dependent who lives with you and requires assistance with day-to-day living and is listed as a dependent on your annual tax return, you can claim these eligible expenses through your DCRA. You may contribute up to $7,500 each plan year ($3,750 if married, filing a separate tax return) through payroll deduction. Neither contributions nor reimbursements are taxed. Enrollment in the DCRA is required each year along with your designated contribution amounts. The 2026 monthly maximum is $625.​ ASIFlex is the claims administrator for this plan.

Learn more about the DCRA plan in the brochure.

Discounted auto, home and renters insurance is offered exclusively to all CSU employees (excluding rehired annuitants and students) through California Casualty. Employees can save an average of over $500 and receive unique benefits like: free/waived deductible if your vehicle is hit/vandalized on campus, identity theft protection, 12-month rate lock guarantee, no charge personal property coverage up to $500 and payroll deduction available at no cost to active employees or monthly E-Z Pay Plans with skip payment options.

Employees can enroll at any time. For more insurance information, safety resources or to get a quote, see their flyer, visit their website, or call (866) 680-5142.

The CSU provides you the opportunity to participate in the 403(b) Supplemental Retirement Plan (SRP). The SRP is a voluntary program that can help you save money on taxes, invest in your future and supplement your income in retirement. By contributing into the CSU 403(b) SRP, you can improve your chances of reaching your retirement goals. Employees may enroll or cancel at any time. 

Whether retirement is a long way off or right around the corner, by participating in the CSU 403(b) SRP, you could make a big difference in preparing for your future. Start with what you can and build from there. The important thing is that you start!

There are two ways you can contribute:

Pre-tax Option​

Save for retirement by investing monthly pre-tax contributions in tax-deferred investments. Pre-tax contributions mean more savings go toward your retirement goals than after-tax savings.

Roth Contribution (After-Tax) Option

Unlike a traditional pre-​​​tax 403(b), a Roth 403(b) allows you to contribute after-tax dollars and then withdraw tax-free dollars from your account when you retire.

Advantages of Saving in the CSU 403(b) SRP

• Easy and convenient—Contributions are automatically deducted from your pay.
• Tax-advantaged—Both pretax and Roth options available.
• Variety of investment options—It’s easy to find an investment strategy that helps you meet your goals.
• Guidance and education—Free consultations with Fidelity retirement planners are available at all 23 campuses.
• Time is an asset—The sooner you start saving toward retirement, the more you benefit from compounding interest.
• Consolidate your retirement assets—Your campus Fidelity retirement planner can assist you in rolling over your balances from previous employers or your other CSU 403(b)s.

​How to Enroll

​You may enroll in the plan at any time. You can:

• Call Fidelity at (800) 642-7131 and mention CSU plan number 50537
• Complete a paper form, available at your campus benefits office
• Go to the ​website
• ​Click on the “Enroll Now” button
• Enter ​​your information, including CSU plan number 50537

For More Information

• Visit our website
• Visit your campus benefits office
• CSU employees are entitled to complimentary one-on-one consultations with a Fidelity Retirement Planner on campus. Schedule your appointment by calling (800) 603-4015.

Regular review of your contributions and investment elections keep you on track towards reaching your retirement goals.

ScholarShare is a state-sponsored, tax-advantaged 529 college savings plan that’s helping families and individuals plan for the cost of higher education. It’s available to any citizen or tax payer. And just about anyone can help contribute including Grandparents, other family members and friends.

You can use the funds for a lot more than just tuition — including required fees, certain room and board costs, books, supplies, as well as computers and related technology costs such as Internet access fees and printers. Additional equipment required for attendance may also qualify. Funds can be used at most accredited colleges and universities in the United States — even certain colleges abroad. If the beneficiary is a special needs student, any additional costs required for enrollment or attendance to meet those needs will also be covered.

If you’re worried about having the account in one state and attending school in another, don’t be. With most plans, your school choice is not affected by the state of your savings plan. You can be a resident of California, and send your student to college in North Carolina.

You have the opportunity to purchase group life insurance for you and your eligible dependents. Employees have the opportunity to enroll or increase supplemental life insurance at any time. However, evidence of insurability may be required. Employees may enroll or cancel at any time. To learn more about this benefit and/or to enroll, go to the website or call (800) 378-5745.​

Voluntary ​Long-Term Disability (LTD)

You have the opportunity to purchase a level of group disability insurance with either a 30-day or 90-day waiting period. Employees automatically enrolled in the CSU employer-paid LTD plan are not eligible to participate in this voluntary plan. Employees may enroll or cancel at any time. To learn more about this benefit and/or to enroll, go to the website or call (800) 378-5745.

Voluntary ​​Accidental Death ​and Dismemberment (AD&D) Insurance

You are eligible to purchase group Accidental Death and Dismemberment (AD&D) insurance that covers you and your dependents in the event of death or dismemberment as a result of a covered accident. You may elect up to $1 million in coverage. Coverage for spouse/registered domestic partner and dependent child(ren) coverage are also available. Employees may enroll or cancel at any time. To learn more about this benefit and/or to enroll, go to the website or call (800) 378-5745.

Critical Illness Insurance

Group Critical Illness Insurance is offered through The Standard, which provides a lump-sum payment to cover out-of-pocket medical expenses and costs associated with life changes following the diagnosis of a covered critical illness. In addition, there are cash benefits for specified health screenings. You and/or your spouse/registered domestic partner must be between the ages of 18-64 and enrolled in a health insurance plan to participate in this plan. Employees may only enroll or cancel during Open Enrollment. To learn more about this benefit and/or enroll, go to their website or call (800) 378-5745.

New for 2026: Currently, eligible participants receive $100 per health maintenance benefit screening, with a maximum of two screenings per calendar year. Beginning in 2026, this benefit will be updated to provide $200 for a single eligible screening per year. While the number of reimbursable screenings will be limited to one annually, the total dollar benefit will be doubled, allowing you to receive the maximum reimbursement with just one screening.​

Accident Insurance 

Accidents can happen when least expected, and while they can’t always be prevented, you can have the financial support to make your recovery less expensive and stressful. This insurance, provided by The Standard, can help with out-of-pocket expenses such as deductibles, copays, transportation to medical centers, and more. Employees may only enroll or cancel during Open Enrollment. To learn more about this benefit and/or enroll, go to their​ website or call (800) 378-5745.