Benefits
Non-Industrial Disability Insurance (NDI)
The Nonindustrial Disability Insurance (NDI) program is a wage continuation program administered by the California Employment Development Department (EDD).
What is NDI?
NDI is a wage continuation program administered by EDD for eligible employees that are unable to work due to a non-work related disability (including maternity) and have exhausted all applicable leave credits. The NDI program is in lieu of State Disability Insurance (SDI) benefits. The NDI program defines "disability" as: "mental or physical illness and mental or physical injury, including any illness or injury resulting from pregnancy, childbirth or related medical condition." An employee is deemed disabled on any day in which, because of the employee’s own physical, mental or medical condition, the employee is unable to perform the employee’s regular or customary work.
Non-Industrial Disability Insurance Summary
NDI Requirements
NDI Requirements
Employee must be an active CalPERS member in compensated employment, and:
- A full-time permanent or probationary CSU employee, or
- A part-time or hourly employee with at least the equivalent of six months of compensated pay of service in the 18 months immediately preceding the pay period in which the disability begins, or
- Appointed half time or more in a salaried position for one year of service or one academic year or more.
Before NDI payments begin, the employee must first exhaust all accrued sick leave credits. If any vacation time is used, all vacation accrued must be exhausted before NDI benefits can be paid. While on NDI employees will not receive PERS service credit, and no retirement contributions will be deducted from NDI benefits. Additionally employees will not accrue sick or vacation leave.
Eligible employees may receive NDI benefit payments for up to 26 weeks (182 calendar days) for any one disability period, in an amount equal to one-half full pay, not to exceed the specified weekly amount ($125 to $250 per week) based on the employee's collective bargaining agreement.
NDI Payment Process
The Employment Development Department determines the period of eligibility and authorizes claims. Once the Payroll Department receives authorization from the Benefits Office, the request for payment is made to the State Controller. Payment is then prepared on a monthly basis through the Payroll Office and distributed with monthly payroll.